Description
Find your debt-free date, compare snowball, avalanche and your own order, and know exactly what to pay on each debt this month.
What's Inside
- START HERE: steps and how each method works
- DASHBOARD: total debt, monthly total, debt-free date, months to go, paid so far, progress, interest; snowball vs avalanche vs your order compared; what to pay this month; chart
- SETUP: monthly total, start month, plan to follow, minimums check
- DEBTS: up to 15 debts with balance, APR, minimum, your order, paid so far, progress, payoff month and status
- SNOWBALL: smallest balance first, 360-month schedule with roll-over
- AVALANCHE: highest interest first, 360-month schedule with roll-over
- YOUR PLAN: your own order, 360-month schedule
- PAYMENT LOG: 1,000 rows of real payments feeding progress bars
Why You'll Like It
- Three plans side by side: snowball, avalanche AND your own order
- Roll-over built in: a cleared debt's payment moves to the next
- Exactly what to pay each debt this month
- Interest saved compared with minimums only
- Warns when a minimum does not cover the interest
- Works in Excel AND Google Sheets, formulas only
How It Works
- Download the .xlsx file and the Setup Guide PDF
- Excel: open it. Google Sheets: create a blank sheet, then File > Import > Upload > Replace spreadsheet
- Follow the Start Here tab and the Setup Guide
Please Note
- Digital download, no physical item is shipped
- A computer is recommended for setup; the Google Sheets app works for quick updates
- Estimates use APR / 12 each month; lender figures may differ slightly. An organising tool, not financial advice.
- For personal and business use. Please don't resell or share the files
Want your own store like this one? createdigitaltools.com runs on Hostinger WordPress hosting. Start your own shop with Hostinger, or try the no-code Hostinger Website Builder.
Affiliate links: I may earn a commission at no extra cost to you.
