Description
Watch the setup guide & full tour
Plan the whole year, log what you spend and see exactly where your money goes, with bills, subscriptions, debt and goals in the same file.
What's Inside
- START HERE: steps and colour key
- DASHBOARD: year-to-date income, spending, debt paid, saved, savings rate, left over, net worth, emergency-fund months, charts, top categories, this month at a glance
- MONTHLY: pick any month, budget vs actual for every category and group, chart
- SETUP: year, currency, up to 40 categories in 5 groups, accounts
- BUDGET PLAN: monthly amounts for 12 months (type over any month)
- TRANSACTIONS: 3,000 rows, group and month fill in
- ANNUAL OVERVIEW: every category by month, vs plan, by group, savings rate, chart
- BILLS CALENDAR: bills with paid / due soon / overdue / autopay status and a month calendar
- SUBSCRIPTIONS: weekly to yearly costs, next renewal, 7-day alerts, money saved if you cancel
- DEBT PAYOFF: up to 10 debts, snowball vs avalanche: payoff dates, debt-free date, total interest
- SAVINGS GOALS: progress, per month needed, emergency fund months covered
- NET WORTH: assets and debts by month with a chart
Why You'll Like It
- Snowball AND avalanche compared side by side, with interest saved
- Bills calendar with paid status from your own transactions
- Subscription tracker with automatic renewal dates and alerts
- Emergency-fund months covered, worked out for you
- Works in Excel AND Google Sheets, formulas only
- A sample year to learn from
How It Works
- Download the .xlsx file and the Setup Guide PDF
- Excel: open it. Google Sheets: create a blank sheet, then File > Import > Upload > Replace spreadsheet
- Follow the Start Here tab, or watch the setup video
Please Note
- Digital download, no physical item is shipped
- A computer is recommended for setup; the Google Sheets app works for quick updates
- An organising tool for your own money, not financial advice.
- For personal and business use. Please don't resell or share the files
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