Description
Net Worth Tracker 2027
A net worth tracker for 2027 that turns month-end balances into a clear picture of your money. List your accounts once, type each balance at the end of the month, and the tracker works out total assets, total debt, net worth, monthly change, debt-to-asset ratio and progress toward your goal.
Who it’s for
Anyone who wants a simple monthly money check-in: savers, people paying off debt, investors tracking retirement accounts, and anyone starting a 2027 money goal.
What’s inside
- Start Here – What the file does, a 5-step quick start, tab links and the colour key.
- Dashboard – Net worth, change this month, change since month 1, goal progress, total assets, total liabilities, debt-to-asset ratio and average monthly change. Charts: net worth by month, assets by category, assets vs liabilities and debts by category. Protected.
- Balances – One row per account (up to 40). Pick a category; Type (Asset or Liability) and Group fill in from Settings. Type a balance in each month column at month end. Debts are typed as positive amounts. Latest and Change since month 1 are formulas.
- Monthly Summary – For each month with balances: assets, liabilities, net worth, change in $ and %, cash, investments, property & other and debt-to-asset ratio, plus averages and a chart.
- Goals – Your goal and goal date from Settings, current net worth, still to go, progress, average monthly change, months to goal at that pace, months left and an On track / Behind pace check. Editable milestones and debt payoff progress.
- Settings – First month (the 12 month columns start here), net worth goal and goal date. Category table: asset categories in rows 10-19, liability categories in rows 20-29, each with a Group.
Features
- Up to 40 accounts with 12 monthly balance columns
- Asset and liability categories with groups (cash, investments, property & other, debt)
- Net worth, monthly change in $ and %, and average growth
- Debt-to-asset ratio every month
- Net worth goal with progress, months to goal at your pace and an On track check
- Editable milestones from $25k to $1M
- Debt payoff progress since month 1
- Start any month: headers follow the first month on Settings
How delivery works
- Instant download right after purchase: the .xlsx workbook plus a step-by-step Setup Guide PDF.
- Works in Microsoft Excel (Windows, Mac, Excel for the web) and Google Sheets (upload to Google Drive and open with Google Sheets, or File > Import).
- Comes with realistic sample data so you can see how it works, and clear instructions to remove it.
- No macros, no add-ons, no subscriptions. Pay once, use it for as long as you like.
FAQ
Do I have to start in January 2027?
No. Set any first month on Settings.
Does it connect to my bank?
No. You type the balances, so nothing is shared with any app.
Does it work in Google Sheets?
Yes. Upload it to Google Drive and open it with Google Sheets, or use File > Import. Formulas, dropdowns and charts carry over.
For personal tracking only. Not financial advice.
This is a digital product. No physical item will be shipped.
Also on Gumroad: Net Worth Tracker 2027 on Gumroad
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